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Shagufta's Group
In this Group: Shagufta, Jamila, Mukhtara, Zahida
This is 42-year-old Shagufta. She is married and has five children. She is living in the area of Lahore, Pakistan.

In 1995, her husband established a bushiness of clothes selling in his nearby town. Now, as his children are growing up, their needs are growing as well. With the rapid increase in the necessities of the family, he considers its necessary that his business should grow also. He does not have any other source of income to fulfill the needs of his family. He decided to establish his current enterprise with fresh capital but he does not have sufficient money for investment.

Shagufta requested a loan from Kiva’s field partner’s BRAC Pakistan so that her husband could buy variety of clothes for ladies and gents to sell. She hopes that this loan will bring positive changes in the enterprise of her husband and in her family as well. Shagufta is very thankful to Kiva and their field partner BRAC Pakistan.

Note: Shagufta raises her hand in the given picture.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 365
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shagufta's Group's $1,325 loan helped a member to buy clothes for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 28, 2013
Currency Exchange Loss:
Sep 25, 2014