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Kalipa is 63 years old, married and raising eight children together with her husband. Kalipa has a secondary education. To provide the primary source of income for her family, Kalipa is involved in animal husbandry and farming, having started 20 years ago with a purchase of livestock with 9,000 som (KGS). Thanks to Kalipa's hard work, today her business contains 2 dairy cows, 1 horse, 50 sheep and also three hecteares of land, where she annually grows beans and potatoes. The monthly income amounts to 10,000 som (KGS). In order to further develop her business, Kalipa requested a loan in the amount of 40,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy calves in order to increase livestock headcount. Kalipa plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money to build a new house for her son.
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Калипе 63 года, замужем, вместе с супругом воспитывают 8 детей. У Калипы - среднее образование, в качестве основного дохода для своей семьи Калипа занимается животноводством и полеводством, стартовав 20 лет назад, с покупки скота на 9,000 сом KGS. Благодаря упорному труду Калипы, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, 50 овец, а также имеет 3,0ГА земельной доли, на которой ежегодно выращивает фасоль и картофель. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Калипа обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку телят для увеличения поголовья скота. Доходы от кредита Калипа планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 167
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,542,725
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $825 helped Kalipa to buy calves.
97% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2013
Oct 25, 2013
Currency Exchange Loss:
Oct 17, 2014