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Anara is 29 years old. Together with her husband she raises a daughter. Anara works as a lawyer, and her husband works with vulcanization.

In 2010, the couple started a business of selling car tires made more durable through vulcanization with rented equipment. They used an amount of 150,000 som (KGS) as a start-up capital. After having managed to develop the business and to find returning customers, Anara had an average income of 25,000 som (KGS). Thanks to persistent work with the business, the couple managed to purchase the vulcanizing equipment they had previously rented.

With an aim to further improve and develop her business, Anara turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) to purchase tires wholesale to subsequently sell. Anara plans to invest the income from the loan in increasing the working capital and save money for buying a house.
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Анаре 29 лет. Совместно с супругом воспитывают одну дочь. Анара работает юристом, супруг работает в своей же вулканизации. В 2010 году, супруги начали бизнес в торговле шинами для автомашин с арендованной вулканизации, используя в качестве стартового капитала сумму в 150,000 сом (KGS) закупив полностью оборудование. Сумев развить свой бизнес и обретя постоянных клиентов, Анара имеет среднемесячный доход в сумме 25,000 сом (KGS). Благодаря упорному труду в бизнесе, супруги смогли выкупить вулканизацию, которую раньше арендовали. В целях дальнейшего увеличения и расширения своего бизнеса, Анара обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) для оптовой покупки шин для последующей розничной торговли. Доходы от кредита Анара планирует вложить в увеличение товарооборота и накопить деньги на покупку жилья.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 100
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,740,225
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,075 helped Anara to purchase tires for resale.
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Oct 27, 2013
Currency Exchange Loss:
Nov 17, 2014