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Haleema is a 55-year-old, married woman, living in the area of Lahore, Pakistan. She is the mother of five children and she is equally responsible for all of them.

Haleema belongs to an ultra-poor family -- that is why she cannot afford the educational expenses of all her children. One of her sons goes with his father to help him in his daily tasks. Her husband owns a blacksmith shop in which he provides the services of welding. He also provides door-to-door services to his customers. Due to an increase in the iron’s prices, he is unable to buy sufficient welding material, such as welding rods, soldering rods, etc. to carry on his business.

To fulfill the demand of his customers and to run his enterprise, Haleema's husband needs some capital to buy welding material. Haleema requested a loan for her husband from Kiva’s field partner, BRAC Pakistan, so that he would be able to buy material to carry on his business.

Haleema is very glad and thankful to Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 442
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Haleema to buy welding material for manufacturing, such as welding rods, soldering rods, and iron rods.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 28, 2013
Currency Exchange Loss:
Sep 2, 2014