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Manal is a 33-year-old single lady who works in a clothing sales shop since nine years ago to cover her needs and educational expenses. She is a hard worker who puts so much effort in developing herself through education and experience.

Manal loves knowledge; that's why she is still enrolled at a university, seeking more and more information and spending her free time doing something valuable, as she claims.

She is acquiring a loan from Kiva's partner, Al Majmoua, to pay for her university's additional education fees. She hopes that one day she will start her own business in the education sector and improve her living.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 129
    View loans »
    Lebanon Loans Fundraising
  • $17,346,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Manal to pay for her university educational fees.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 28, 2013
Currency Exchange Loss:
Oct 17, 2014