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Sarwar is a 47-year-old woman who is living in Punjab, Pakistan, with her husband and five children.

Her husband owns a small livestock farm, the only source of income for his family. He sells sheep, goats, cows, etc. He raises livestock and then sells them in the market at a good price. He is the only person in the family earning a living. He has lots of expenses to pay for that include, gas, electricity, water bills, children's school fees, other household needs and livestock feed. In addition to all this, he looks after the livestock alone. His net income is too low to meet all these expenses.

Sarwar has requested a loan from Kiva partner BRAC Pakistan with the goal of helping her husband to purchase feed and goats for the farm. This will help him to increase his sales, which will be helpful for him to gradually increase his net income as well.

Sarwar dreams of her children's bright future and prays for her husband's good health. She wants to say that Brac is working very well in the field of microfinance, and she is very thankful to BRAC and Kiva for helping her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Sarwar to purchase livestock feed and goats for her husband's livestock business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 28, 2013
Currency Exchange Loss:
Sep 3, 2014