Safia sews bags at home along with her two daughters and two sons to feed her family. She has two sewing machines, which are operated by her daughters, to sew the bags. Both of her sons deal with outsiders and take orders from them and they sew the bags on order.
Safia wants to sell her sewed bags directly in the market, so that she could get maximum reward for their efforts. But she does not have the initial capital to buy raw material to make bags.
Safia made a request to Kiva’s field partner BRAC Pakistan so that she could buy raw material such as Rexine, zipper, buckles, etc. for sewing purses and bags.
Safia thanks Kiva and its field partner BRAC Pakistan.
More information about this loan
BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.
About BRAC PakistanBRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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