In Sierra Leone, most workers supplement their salaries by running small businesses. These teachers are no exception. All but one will invest their loans in their small companies.
One of these teachers is Steven T., the group leader. Steven is 46, married and has three children. He will use his loan to invest in a small kiosk where he sells cosmetics. He has said that sometimes sales are slow because of the rains, but with the dry season approaching, he is expecting an increase in business. Previous loans helped Steven a lot. He was able to solve most of his problems and able to pay his junior brother's school fees. With this loan, he is again expecting some great improvements in his life. Other members of the group include John V. B., Earnest I. C., Alimamy W. B., Osman S. B., Roland C. Kabbia and Daniel N`fa J..
About Salone Microfinance Trust (SMT)Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.
This is a Group Loan
About Sierra Leone
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Success!! The loan was 100% repaid