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Hassan M.'s Group
In this Group: Hassan M., Musa Ben, Francis A.k., Mosses M., Dominic S., Namisa, Daniel S., Adama P., Andrew B., Samuel, Hassan O.m, Peter S., John M., Teddy P., Edward C.
This is a cross section of the teachers of the Magburaka Boys School. Magburaka Boys School is the oldest secondary school in the Northern Province of Sierra Leone. Several of the country's dignitaries passed through this school. When the Revolutionary United Front Rebels seized the town in 1997, they made the school as one of their camps. Before they left, the previous boarding school was totally mutilated and vandalized. Teachers, pupils, matrons and all fled the campus, leaving it a ghost town. However, with a peace treaty between the government and rebels in 2002 and with subsequent remobilization and reintegration of ex-combatants, life began again in the township of Magburaka. Schools reopened, but the Boys School reopened only to find a well-mutilated and vandalized school, with most of its former teachers not willing to come back. Only some of the few teachers were willing to come back and face the challenge of lifting Magburaka Boys School to its former height once again. It's a difficult task, in a country where most qualified teachers are fleeing to seek greener pastures overseas, where teachers' salaries are low, and in a country where textbooks are difficult to come by. But they are determined to bring the Boys School back to its former glory.

To keep themselves from having to flee like other Sierra Leoneans, most of these teachers, especially the younger ones, also engage in some other trades to supplement the meager salaries they receive from government. Thus, they need a loan to enable them to promote their businesses. Others will give their loans to their wives to invest in businesses. Some will use the loan to purchase building materials, others will use it to purchase pieces of furniture, and a few of them will want to pay school fees and other related charges for their children and dependants.

Here is an introduction to these teachers: Hassan M. C., for this purpose the group leader, is 32, and was born in Kambia Northern Sierra Leone. He is single with no children. He will invest his loan in his business as he did with his previous loan. This time, Hassan expects to buy 10 bartars (5 gallons makes a bartar) of palm oil. Although during his first loan, he experienced several hiccups such as bad roads to market places, and business colleagues not adhering to deadlines, Hassan said he will be able to overcome these challenges with this loan. He also said that the previous loan helped him a lot, as he was able to pay for his junior brother's school fees and at the same time feed his perents.

Other members of the group include: Edward C. S., Musa Ben M., Francis A.K. T., Musa M. K., Dominic S. K., Namisa S., Daniel S. K., Adama P. F., Andrew B. F., Samuel K., Hassan O.M. B., Peter S. K., John M. C. and Teddy P. K..

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,076,200
    Funds lent in using Kiva
  • 2,915.0
    Sierra Leone Leones (SLL) = $1 USD