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María De Lourdes
In the Caldeón parish of the city of Portoviejo, every two weeks the members of the Banco Comunal Desarrollo Femenino [Women’s Development Communal Bank] gather. This area is known for its delicious food and its vegetation. The majority of people who live there work in agriculture and general trade.

Señora María lives in this area. She is 35 years old and has a common-law relationship. From her relationship, she has three children, ages 13, 10 and 2 years old. The older children study in school. Her husband is a construction worker.

Doña María is a homemaker. In order to earn her own income, she works in catalog sales of Leonisa brand clothing, as well as Avon products (beauty products, cosmetics, perfumes, and accessories for women). She works four days a week but as an hourly worker, because the work is of a type that doesn’t have a fixed schedule. She delivers her products on credit and collects payments weekly. She has worked at this for five years, allowing her to give her little ones a good education, because her husband cannot do so.

This loan is to buy perfumes, lotions, cosmetics, and underwear. She has been in the Communal Bank for four years. She likes it because the loans help her a lot with her business. Her dream is to have a boutique.
View original language description ↓
En la parroquia Calderón de la ciudad de Portoviejo, cada quince días se reúnen las socias del Banco Comunal Desarrollo Femenino. Este lugar se lo conoce por su rica gastronomía y su vegetación, la mayoría de sus habitantes se dedican a la agricultura y comercio en general.
En este lugar vive la señora María, tiene 35 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 13, 10 y 2 años de edad, los mayores estudian en colegio y escuela. El marido es albañil.
Doña María es una ama de casa que para obtener sus propios recursos se dedica a la venta de ropa por catalogo de la marca Leonisa y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja cuatro días a la semana pero por horas ya que este es un trabajo en el cual no tiene horario fijo, deja sus productos a crédito y cobra cada semana. Tiene 5 años que se dedica a esta actividad con la cual se ayuda para darles una buena educación a sus pequeños ya que a su marido no le alcanza para esto.
Este crédito es para comprar perfumes, cremas, cosméticos y ropa interior. Lleva 4 años en el Banco Comunal y le gusta porque los créditos le ayudan mucho para su negocio. Sus sueños son tener una boutique.


About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped María De Lourdes to buy perfumes, lotions, cosmetics, and underwear.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 30, 2013
Listed
Oct 25, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014