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Beverly Johelin

Update on Beverly Johelin

Beverly is a young entrepreneur from the city of Managua. She works as a merchant, selling cosmetics and silver jewelry.

She is grateful to Kiva and MiCredito, because she has been able to invest in her business and obtain better earnings thanks to her previous loan.

Beverly is requesting this new loan to buy bracelets, rings, silver chains, cell phones, accessories, and other items with which to stock her business and meet the needs of her customers. She believes that this loan will be very helpful, since she will increase her sales and her income.
View original language description ↓
Beverly es una joven emprendedora, originaría de la ciudad de Managua.De oficio comerciante y se dedica a la venta de cosmeticos y joyas de plata. Esta agradecida con Kiva y MiCredito ya que gracias al financiamiento logro invertir en su negocio y logro obtener mayores ganancias. Solicita este nuevo crédito para comprar: pulseras, anillos, cadenas de plata, celulares, accesorios, entre otros con el fin de surtir su negocio y satisfacer las necesidades de sus clientes. Estima que este crédito sera de mucha ayuda ya que obtendrá mayores ventas e ingresos.

Previous Loan Details

Beverly is a 22-year-old young woman. She is married and lives in the city of Managua. She is a businesswoman and sells makeup and silver jewelry. She started this business when she was 19 year old because she needed her own income so as to not have to depend solely on her husband. For this r... More from Beverly Johelin's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Beverly Johelin to buy bracelets, rings, silver chains, mobile phones, accessories, and other items.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 23, 2013
Currency Exchange Loss:
Jun 17, 2014