Cipres Vilaque Group
The loan will benefit small microentrepreneurs, Petrona among them. This is her first time with Pro Mujer, after being invited by an adviser of the institution who visited her at her home. She currently has a business of livestock breeding (cows). She learned the business from her parents, whom she helped when she was a little girl.
She will use the loan to invest in capital (cows) that she will buy in communities close to where she lives. She will then breed them and sell milk in her retail space. This allows her to generate enough resources to support her household, as she lives with her partner and has one child.
When she is asked about what she likes in Pro Mujer, she says she likes that loans are given without so many requirements.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Petrona es integrante, ella indica que hace es la primera vez que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de crianza de ganado vacuno; cuenta que este negocio lo aprendió trabajando desde niña con sus padres a quienes apoyaba en la actividad.
El crédito que ahora sacará es para el aumento de capital (compra de vaca) que adquirirá de los las comunidades cercanas a su domicilio y posteriormente a la crianza lo comercializará la leche en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito sin tantos requisitos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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