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Flor De Habas Group
In this Group: Anabel Dorys, Asunta Magdalena, Mariela Bethzabel, Erwin, Miriam, Rose Mary , Evelyn Jheannete , Melisa Angela
The communal association "FLOR DE HABAS" is going to start its fourth cycle with Pro Mujer, as part of the Centro Focal de Villa Tejada. It has eight members and is led by a management team where Anabel is the president. The businesses that the members run are varied: dressmaking for women, sale of candy, grocery store, bakery, driver services, sale of fruits and veggies, etc.

The loan will benefit small microentrepreneurs, Anabel among them. She has been part of Pro Mujer for a year, after being invited by a colleague who is a member of the institution. She currently owns a grocery store, a business that she started when she realized her neighbors needed a place to buy nearby.

She will use the loan to invest in capital (canned food, oil, supplies) that she will buy in wholesale stores in the city of El Alto. She will then sell the items in her retail space. This allows her to generate enough resources to support her household, as she is married and has one child.

When she is asked about what she likes in Pro Mujer, she says she likes the areas of training and health.
View original language description ↓
La A.C. “FLOR DE HABAS” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Villa Tejada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Anabel es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: taller de confección de ropa de dama, snack de dulces, tienda de barrio, panadería, chofer, comerciante de verduras y frutas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Anabel es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una compañera que es socia de la institución. En la actualidad él tiene un negocio de tienda de barrio; cuenta que este negocio lo inicia ala ver la necesidad de sus vecinos al contar con un espacio de compra cercano.

El crédito que ahora sacará es para el espacio de venta (compra de enlatados, aceites, abarrotes) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 180
    View loans »
    Bolivia Loans Fundraising
  • $30,844,600
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Habas Group's $3,975 loan helped a member to buy canned food, oil and supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 4, 2013
Listed
Nov 18, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014