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Gilvan, 27, came to Sorocaba from northern Brazil 3 years ago, intending to realize his dreams, one of which is to build a house. Gilvan has funded land in order to build a future home.

One of the things that he likes is football and is a supporter of Team Bahia. He works as a hairdresser in his own salon, a profession he learned from his father who was born in the city. With the money will refurbish the salon to meet more people and get more quality.

Additional Information

About Banco Pérola:

This loan is administered by Kiva partner Banco Pérola, a non-profit organization that aims to contribute to social change in Brazil through the financial inclusion of young entrepreneurs. Banco Pérola is primarily focused on funding loans to young entrepreneurs (ages 18-35) in the Brazilian state of São Paulo. The organization is an off-shoot of Projeto Pérola, an NGO that offers youths trainings and educational courses on arts, culture, and digital media. Banco Pérola was created after staff observed that the youth served by Projeto Pérola had solid business ideas and the drive to execute them but were unable to fund their ideas due to their lack of credit history or collateral.

Banco Pérola joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

About Brazil

  • $12,100
    Average annual income
  • 0
    View loans »
    Brazil Loans Fundraising
  • $104,775
    Funds lent in using Kiva
  • 2.2
    Brazil Reais (BRL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $700 helped Gilvan to buy a counter, mirrors, chairs, scissors and promotional material.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 21, 2013
Currency Exchange Loss:
Nov 8, 2014