El Paraiso Group
The loan will benefit small microentrepreneurs, Teodora among them. She has been part of Pro Mujer for four years, after being invited by a colleague who is a member of the institution. She sells bell peppers, a business that she learned from her mother, whom she helped when she was a kid. When she had her first child, she decided to continue with the same business independently.
She will use the loan to invest in capital (buy bell peppers) in fairs in Bolivia and Perú. She will then sell it at her grocery store. This allows her to generate enough resources to support her household, as she is single and has one child.
When she is asked about what she likes in Pro Mujer, she says she likes the area of health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Teodora es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ají; este negocio lo aprendió de su madre a quien ayudaba desde niña, cuando tuvo su primer hijo decide asumir el mismo negocio independientemente.
El crédito que ahora sacará es para el aumento de capital (compra de ají) que adquirirá de las ferias de Bolivia y Perú y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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