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Anonymous
This client lives in Guayaquil’s Isla zone. He started selling sweets three years ago when he was laid off at the firm where he was employed. He enjoys what he does now because he earns daily profits. He works alone every day from noon to 8pm. He’s a widower with an adult son. In future, he wants to be able to get a commercial site to distribute the goods he sells and also to provide employment to others in similar conditions to improve his and all of their lives. Similarly, he’d like to get married and form a family. He needs the loan money to buy sweets to sell.
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El cliente reside en la zona de Isla en Guayaquil. Empezó con esta actividad de venta de dulces desde hace 3 años, cuando sufrió el despido de la empresa donde trabajaba. Le agrada mucho lo que hace ahora, dado que si puede ver las ganancias día a día. Trabaja solo, todos los días, de 12 a 8 pm. Es viudo y tiene un hijo que ya es mayor de edad. Desea a futuro, poder conseguir un local comercial en el cual pueda distribuir los productos que vende y también dar trabajo a otras personas con condiciones, para mejorar los estilos de vida suyo y de todos. De igual forma, le gustaría poder formar una familia y casarse. Ahora necesita el dinero del crédito para la compra de confites para su venta.

Additional Information

More information about this loan


This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  


Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped this borrower to buy sweets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 30, 2013
Listed
Oct 23, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014