Check out other loans that are currently fundraising!
Idalia Del Carmen
34-year old Idalia has only a grade 7 education as she comes from a poor family who could not afford to pay for her to stay in school. She had to work as a maid from the age of 12 to help her parents with household expenses.

Now she is married; her husband has been a farmer ever since he was a young man. They have three children, all of whom attend school as Idalia wants them to have the education that was denied her because of her family’s poverty. She still works as a maid and has now been with the same family for eight years. It is thanks to this work that she has been able to fulfill all her obligations. To get to her place of work, Idalia has to walk some two kilometres every day from her house. She has to get up very early to do all the household chores before leaving for work in the centre of town. Her children attend school in the mornings while she is at work, and in the afternoon her aunt takes care of them.

With the loan money Idalia plans to buy cement, sand, and blocks to build another room on to her house and provide more space for her family. It will also make her feel safer as it will be built of stronger material than is currently the case. Buying the materials at one time will result in a lower cost too, as will transporting them in one single journey.

In the future Idalia wants to complete building her house so she will feel even safer. She also wants to provide her children with an education so they can get good jobs, and to see her grandchildren grow up in a close-knit family.
View original language description ↓
Idalia de 34 años, estudio hasta séptimo grado, ya que por la pobreza de su familia no pudo seguir con sus estudios y le toco espesar a trabajar como domestica a la edad de 12 años; tenía que trasladarse a trabajar para ayudarles a sus padres con los gastos del hogar. Actualmente, está acompañada, el esposo se dedica a la agricultura desde su niñez en su casa viven sus tres hijos y esposo, todos los niños están estudiando, debido a que ella quiere que ellos tengan la educación que le fue negada por la pobreza en que vivía con su familia cuando era niña.

Ella se dedica a trabajar como empleada doméstica, que esto lo ha hecho desde su niñez tiene 8 años de estar trabajando con el mismo patrono y gracias a este trabajo a podido salir adelante con todos sus compromisos. Para llegar hasta su lugar de trabajo, se tiene que trasladar a pie todos los días unos 2 kilómetros desde su casa, tiene que levantarse muy temprano y dejar todos los quehaceres de la casa terminados, para luego ir a trabajar al centro de la ciudad; mientras ella trabaja sus hijos estudian por la mañana y en la tarde se los cuida una tía de ella.

Con el crédito Idalia, comprara cemento, arena, bloques, para construir una habitación más en su casa y de esta forma tener más espacio dentro de ella. Con la construcción se sentirá más segura, ya que será de un material más firme del que actualmente posee la casa, también el costo será más bajo en la compra, por la razón que comprara todo por junto, lo trasladara de una sola vez, con esto obtendrá una pequeña ganancia.

En el futuro, ella desea tener terminada la construcción de su casa, así como también más seguridad dentro de ella, quiere darle el estudio a sus hijos, para que ellos tengan mejores trabajos y una mejor educación, quiere ver crecer a sus nietos como una familia muy unida.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 804
    View loans »
    El Salvador Loans Fundraising
  • $25,698,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Idalia Del Carmen buy cement, sand, and blocks to build another room on to her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2013
Listed
Oct 23, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015