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Gisenyi Twizamure Cb Group
In this Group: Violette, Jean, Marie Jose, Alphonsine, Chantal, Donatille, Bonifride, Bernadette, Peruth, Wellars, Leontine, Julienne, Christine*, Andre, Angelique, Gorette, Jacqueline, Beatrice, Emmanuel, Jacqueline*, Florence, Leoncie, Anathalie*, Leontine, Vestine*
* not pictured
Violette is married and she has three children. She is a group leader for the group called Twizamure in Kinyarwanda, which means “uplift each other” in English. The group members sell different items and they have been in the business for the past two years. Violette sells different items such as soaps, sugar and lotions and has requested the loan to add more items to sell. The profits from the business will be reinvested in the same business.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 668.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gisenyi Twizamure Cb Group's $4,750 loan helped a member to buy more soaps, sugar and lotions to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 28, 2013
Currency Exchange Loss:
Mar 17, 2014