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This client is from Guayaquil’s Isla sector. He started driving a taxi when he retired from the national police and bought a car. To work he had to adapt it to his physical condition and to date he’s done very well.

He works alone every day but sometimes has an assistant driver. He’s a widower and has two adult children. In future, he’d like to build his house and buy a farm to work as well. He wants to use the loan for home and vehicle repairs.
View original language description ↓
El cliente es del sector de Isla en Guayaquil. Empezó su actividad de taxi ambulante cuando0 se jubiló de la policía nacional y se compró un carro. Para poder laborar tuvo que adaptarlo a su condición física y hasta ahora le ha ido muy bien. Trabaja solo, todos los días y algunas veces también con un chofer ayudante. Es viudo y tiene 2 hijos que ya son mayores de edad. A futuro, le gustaría poder construir su vivienda y comprar una hacienda para trabajar en ella también. Ahora desea invertir el crédito en el mejoramiento de su casa y en los arreglos de su vehículo.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,325 helped this borrower to do home repairs and to service his taxi.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 23, 2013
Currency Exchange Loss:
Dec 17, 2014