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Mr Modou is a 33-year-old man, who is married, with children. He lives near the field partner office and has a shop in the local market. Modou has been working in business for more than 15 years.

He is requesting this loan of 400,000 francs CFA to buy portable telephones to resell to his customers. He starts his day at 7am and finishes at 8pm. He is responsible for the day-to-day expenses of his family and, the school fees of his children. In the future he would like to expand his business to the point that he no longer needs to borrow loans.
View original language description ↓
Monsieur Modou est un homme âgé de 33ans qui est marié et père de famille. Il habite à coté du guichet et détient un magasin au marché de la commune. Modou évolue dans le commerce depuis plus de 15ans. Il sollicite ce crédit d'un montant de 400.000F pour acheter des téléphones portables et les revend à ses clients. Il commence sa journée à 7h pour la terminer à 20h. Il prend en charge les dépenses quotidiennes de sa famille et les frais scolaires de ses enfants. A l'avenir il souhaite développer son activité à tel point qu'il n'aura plus besoin de crédit

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 36
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 479.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Modou to buy portable telephones and accessories for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 1, 2013
Oct 22, 2013
Currency Exchange Loss:
Jun 17, 2014