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Update on Mohzoda

Mohzoda, for the second time, is applying for a loan for developing trade. When she started her business, she sold seeds because she did not have money to purchase other goods for resale. Year after year, she started to expand and simultaneously sold household goods.

Mohzoda has been involved in the sphere of trade for more than 20 years. She has good experience in this area. Now, Mohzoda is preparing for the winter and wants to replenish her goods. Mohzoda intends to offer lighting products, batteries, and other necessary household goods, because in winter in Istaravshan electricity is offered in limited supply.
View original language description ↓
Мохзода уже второй раз обращается за кредитом для развития торговли. Еще в начале своего бизнеса она продавала семечки потому что у нее не было денег для закупа другого товара для перепродажи. Год за годом она начала расширяться и уже одновременно продавала хозяйственные товары. Мохзода занята в сфере торговли более 20 лет. У нее хороший опыт в этой сфере. Сейчас Мохзода готовится к зиме и хочет пополнить запасы своего товара. Мохзода собирается привести световыделяющие товары, батарейки и другие необходимые хозяйственные товары. Потому что зимой в Истаравшане электричество подают лимитом.

Previous Loan Details

Mohzoda lives in the city of Istaravshan. She is 43 years old, married and has one child. Her son is in the Russian Federation for work. Mohzoda is involved in selling household goods and seeds. She has been in sales for over 18 years. She is requesting this loan to purchase products. More from Mohzoda's previous loan »

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Mohzoda to purchase household goods for developing trade.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Oct 24, 2013
Currency Exchange Loss:
Sep 17, 2014