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Shoukat Ali
Shoukat is a 45-year-old married man. He is an active borrower of BRAC Pakistan. He lives in Lahore, Pakistan with his family. His wife is a very hardworking and responsible housewife. Since 1992, Shoukat has been running a clock shop, the only source of income for the family.

He purchases a variety of wall clocks from factories and sells them in the market. By doing so, he generates income to fulfill his family's needs. His net income is not enough to cope up with the daily and monthly needs of his family. He belongs to a poor family and has to pay for all of their expenses alone.

He has requested for a loan from Kiva's partner BRAC Pakistan to purchase a large variety of wall clocks to sell in the main market. This will help him to increase his sales and net income.

He is very experienced in his business, and confident that his business will move in a positive direction as a result of this loan investment.

He is thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 106.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Shoukat Ali to purchase a variety of wall clocks to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 27, 2013
Currency Exchange Loss:
Nov 17, 2014