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Gulomjan is 29 and lives in the Spitamen region of Tajikistan. He is married with a son and a daughter and works as a press operator in a cotton mill. His parents live with his family. Gulomjan has decided to start his own livestock business on the side to improve his family's living conditions. He already has cattle feed and 3,000 TJS in savings. He asked for a loan to cover the cost of two cows to help him get started raising cattle for resale. As he becomes more successful, he will expand the business.
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Двадцати девятилетний Гуломжан является жителем района Спитамен. Он работает прессовщиком в хлопкоочистительном заводе. Гуломжан женат и уже является отцом одного сына и дочери. С ними также живут его родители. Его отец тоже работает в этом же заводе. Гуломжан сейчас решил параллельно начать собственный бизнес, чтобы немного улучшить условия проживания семьи. Он планирует заняться скотоводством. Гуломжан имеет собственный капитал в виде корма для скота, а также сбережение в размере 3000 таджикских сомони. Недостающую сумму он запрашивает в кредит, чтобы закупить двух коров и начать бизнес по откорму и продаже скота. В дальнейшем по мере достижения успеха в бизнесе он будет расширять его.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Gulomjan to buy two cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Oct 23, 2013
Currency Exchange Loss:
Dec 17, 2013