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Safarmoh is a woman who has five children and lives in the countryside. Together with her husband, she has been working on agricultural endeavors in the Bohtar district for about 15 years. Her husband helps her and works in the garden. Safarmoh takes care of and watches the cattle. In their yard they now have one cow with a calf. You can see this cow in the photograph.

Even during her childhood, when she was living at home with her parents, Safarmoh fed and milked cows. This is why she knows a lot about the animal husbandry business. In the future, Safarmoh would like to expand her barnyard. But now, she is in a hurry to increase the size of her herd, which is why she is requesting a loan to buy two cows. She hopes that they will be the start of the advancement of her business.
View original language description ↓
Сафармох сельская женщина, имеющая пятерых детей. Она около 15 лет вместе с мужем в своем районе Бохтар занимаются сельской промышленностью. Муж работает на грядке и помогает жене. Сафармох ухаживает и следит за скотами. У нее во дворе сейчас одна корова с теленком. Эту корову Вы можете увидеть на фотографии.
Сафармох еще в юности в доме у родителей кормила и доила коров, поэтому она много знает о деятельности животноводства. Сафармох в будущем хочет расширить свой скотный двор. А сейчас она торопится увеличить поголовье скота, поэтому запрашивает кредит, чтобы купить двух коров. Она надеется, что они станут началом для продвижения в ее деятельности.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 255
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Safarmoh to buy two cows to increase her herd and advance her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 23, 2013
Currency Exchange Loss:
Mar 19, 2015