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Ratha's Group
In this Group: Ratha, Thy, Samnang
A married woman who lives in a rural village located in the Srey Snom district of Srey Snom province, Ratha is 27 years old and has two children all of whom are still in school. Ratha is a rice farmer in the local area and she supplements the income by selling grocery items. She earns about 30,00KHR but is able to save about 15,000KHR each day.

Ratha has been with Kiva partner VisionFund for one cycle and completely paid back the past loan. As the leader, she is going to use her portion to buy grocery items to resell. She hopes this loan will enable her to earn more income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Cambodia

  • $2,600
    Average annual income
  • 320
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 4,073.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ratha's Group's $600 loan helped a member to buy grocery items to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 19, 2013
Listed
Oct 26, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014