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Reina Isabel
Reina, 41, completed second grade. She’s married and her husband works for a post office. They have six children living at home with them; three of them work and three attend the local school. The three that work spend most of their time away.

Reina has been providing snacks at an institution for a year. She’s also baked cakes at home to sell for the last two years. She spends her time alone with her three children because the rest of the family members come home late at night and she looks for ways not to be bored. She also sees the income she earns so she bakes them. She used to work picking coffee during harvest season but noting that this was just seasonal work she decided to start her cake and fried cassava business. Her sister helps her and so do her daughters when they come home from school.

The loan she’s asking Fundación Campo for is to buy five sacks of cement and five metal sheets to build a shed over around a toilet because it’s not working now and it’s very useful and sanitary for the family.

Reina’s dream is to finish building the toilet so that her family will be safe from contracting diseases and contaminating the environment. Also, with the little left over she will buy ingredients needed to make the snacks and to sell the cakes to gradually increase business and profits to move her family forward.
View original language description ↓
Reina de 41 años, estudio hasta segundo grado, es casada; el esposo trabaja en una agencia de correos, tienen seis hijos ellos viven en la casa con ellos; pero tres de ellos trabajan y tres estudian en la escuela del municipio, los tres que trabajan casi todo el tiempo pasan fuera.

Reina elabora refrigerios a una institución, desde hace un año. Pero también elabora pasteles en la casa y esto lo vende desde hace dos años. Ella pasa sola con sus tres hijos, ya que los demás miembros de la familia llegan hasta las horas de la noche y ella busca la forma de no pasar aburrida. También, ve que le genera ingresos y los hace; antes ella se dedicaba a la corta de café en la época de los cultivos, pero luego vio que eso solo era por épocas y fue cuando decidió poner su negocio de pasteles y yuca fritas en este negocio le ayuda la hermana y las hijas cuando vienen de la escuela.

El préstamo que está solicitando a fundación Campo, es para comprar 5 bolsas de cemento y 5 pliegos de lámina para construir una champita a un servicio sanitario, que ya no le funciona ya que es de mucha utilidad y de higiene para la familia.

El sueño de Reina, es terminar ese servicio y que su familia, ya no esté en peligro de contraer una enfermedad y de contaminar el medio ambiente; pero también con lo poco que le sobre comprara más material, para hacer los refrigerios y vender los pasteles para ir poco a poco incrementando el negocio y las ganancias para sacar adelante a su familia.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

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About El Salvador

  • $7,500
    Average annual income
  • 654
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Reina Isabel to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 17, 2013
Listed
Oct 21, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014