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María Bernaldina
Maria, 45, does not study. She has been married for 28 years and her husband works in agriculture. He sows corn and beans. They have 4 children together, 3 of whom are married and only one son lives at home and works as a builder. They have three grandchildren living with them, who they have looked after since they were very young.

She has worked as a salesperson for 9 years. She decided to embark on this career as her husband's income was not enough to cover the household expenses.

Her business, is a little shop in and a cornflour mill, in order to earn a little more money. She she is not at home, her grandchildren help with sales in the shop and assist with work in the corn mill.

The loan she is requesting is to buy building materials like bricks, cement, wood and poles as part of her home has fallen into disrepair and requires improvement to ensure her family's safety. They need to improve the walls of the house to prevent them causing an accident.

She wants to keep working in her business and improving it to have the opportunity to offer her family better living conditions. She hopes that in the future her family will achieve their goals and she will have the opportunity to see her grandchildren grow up, study and succeed.
View original language description ↓
María de 45 años de edad, no estudio, está acompañada desde hace 28 años, su pareja se dedica a la agricultura siembra de maíz, frijol, maicillo tienen en común 4 hijos; 3 de ellos estas casados, solo vive un hijo quien se dedica a la albañilería y colabora en casa. Con ellos viven 3 nietos, a los cuales cuida desde muy pequeños

Ella sea dedica al comercio, desde hace 9 años; decidió emprender esta actividad, porque los ingresos que generaba su esposo no eran suficientes para cubrir las necesidades del hogar.

Su negocio, consiste en una pequeña tienda y un molino nixtamal, para generar un poco más de ingresos. Cuando ella no está en casa, sus nietas le ayudan a la venta de la tienda y cumplir con el trabajo que demanda la molida de maíz

El préstamo que esta solicitando, es para comprar material para construcción, como: bloque, cemento, madera, polines, pues una parte de la casa de ella está en mal estado y requiere mejoramiento para asegurar que su familia estén más seguros. La necesidad a satisfacer, será poder mejorar las paredes de su vivienda y evitar que estas puedan ocasionar algún tipo de accidente.

Ella desea, seguir trabajando en su negocio y mejorándolo para tener la oportunidad de ofrecerle a su familia una mejor condición de vida. Espera que su familia en el futuro, logren alcanzar sus metas, tener la oportunidad de ver crecer a sus nietos, que estudien, se superen.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 453
    View loans »
    El Salvador Loans Fundraising
  • $23,242,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,450 helped María Bernaldina to buy building materials like: bricks, cement, wood and poles as part of her home is in a state of disrepair.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 9, 2013
Listed
Oct 21, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014