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Rosa Maria

Update on Rosa Maria

Rosa, has worked the land since she was very young. She grows pineapple and dragon fruit. Her husband and children help her to succeed. Her greatest dream is to improve their living conditions.

She is requesting the loan to maintain a plot of dragon fruit that she has planted. She wants to make the most of the rain to maintain the ground and apply fertilizers to the crops to prevent the spread of disease in her crops.

She is grateful to Kiva and Afodenic for the trust and support that they give.
View original language description ↓
Doña Rosa, ha trabajado la tierra desde muy joven, ella cultiva Piña, Pitahaya su esposo e hijos la apoyan para poder salir adelante, su mayor sueño es mejorar sus condiciones de vida, el credito lo solicita para darle mantenimiento a una manzana de Pitahaya que tiene sembrada y quiere aprovechar la lluvia para poder limpiarla y aplicar los insumos necesarios como Triple, Urea, Completo, Sipermetrina etc. para evitar la propagacion de plagas en sus cultivo. agradece a Kiva y Afodenic por la confianza y apoyo brindado.

Previous Loan Details

Rosa lives in the town of La Concepcion. Her spouse helps out with the household costs and together they are getting ahead through their hard work. They want to give their kids a better life, better living conditions, and have more income. Right now Rosa has two plots of dragonfruit and needs to ... More from Rosa Maria's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Rosa Maria to buy agricultural supplies such as fertilizers.
89% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 23, 2013
Currency Exchange Loss:
This photo was used before for a previous loan for Rosa Maria. It was first posted on Kiva on Sep, 2012. Learn More