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Mary K. is married and has no child. She has received schooling through the primary level. Mary sells groceries like canned products, vegetable oil, rice, and others at Siwdo, which she has done since 1998. Her husband is a commercial driver. Mary uses her income to assist her husband in building their family house. Mary will use the loan to purchase more groceries for her shop. With the new profits from her expanded business, Mary plans to reinvest and also use part to buy building materials for their house.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 44
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mary mary will use the loan to purchase more groceries for her shop.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 12, 2008
Aug 27, 2008
Currency Exchange Loss:
May 15, 2009