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Arkadi is from the Dalarik village in the Armavir region. He lives with his parents, his wife, his five-year-old daughter, and his three-year-old son. Arkadi works in a taxi service as a taxi driver, and his father works in the private sector. They are the main breadwinners of the family. Their salaries alone, however, are not enough to fully meet the needs of the family.

Arkadi is engaged in breeding a livestock of cows and pigs and in cultivation of alfalfa, apricots, and grapes. Farming is a very important source of income for the family. Arkadi sells the agricultural products in the local market. To be able to run the agribusiness in a sustainable way, he currently needs a loan of $3,000 to purchase three steers, two pigs, and some forage for the livestock.

Expanding the livestock with the help of the loan will help Arkadi maintain and develop his agribusiness. Arkadi and his big family will be grateful to all the lenders for helping them collect the needed loan to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Arkadi to purchase three steers, two pigs, and some forage for the livestock.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Oct 26, 2013
Currency Exchange Loss:
Nov 25, 2013