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Manuk is an experienced farmer from the Mrgashat village of Armavir region. He lives with his wife and son. Manuk and his wife work in the village secondary school, and his son works in the village self-governance body. All the family works hard to be able to meet their needs. Manuk and his family members are also engaged in breeding pig and hens, as well as cultivating beans, potatoes, cucumbers and grapes. They sell these agricultural products in their local market. Agribusiness is an important source of income for the family. To be able to run his agribusiness in a sustainable way, Manuk needs a loan of USD 3000 to purchase potato seeds, fertilizers, forage for their livestock as well as to buy chicken nests. Manuk and his family members will be very grateful to all lenders for their support in collecting the needed loan amount to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Manuk to purchase potato seeds, fertilizers, forage for livestock as well as to buy chicken nests.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 28, 2013
Oct 26, 2013
Currency Exchange Loss:
Nov 25, 2013