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Pal is very happy that he was finally given the opportunity to do something because up until now he was not eligible to apply for loans, first because his collateral was insignificant to what was requested for a loan, and secondly, no financial institutions served his area. About two months back, VFA expanded to a new area including 23 villages.
Agriculture/livestock has been the activity where his focus has been throughout most of the past ten years.
More information about this loan
This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
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