Tagne (Aller De L’Avant) Group
In order to increase their businesses, the women decided to partner with the loan program of Soro Yiriwaso. They are on their first group loan. Diarra is a member of the Tagne group, pictured standing with a ladle that is used to remove grilled items from the oil. She plans on using her loan to purchase a bag of beans and oil. She purchases the beans at the market, and resells her cooked pastries for cash from her home and at the market to a diverse customer base.
While the other members of the Tagne group hope to earn an average profit of 50,000 francs CFA each at the end of the loan cycle, Diarra hopes to earn 60,000 francs CFA. In addition to repayment of the loan, the women will use a portion of their earnings to care for their personal expenses and to increase their business funds.
Ce groupe de femmes fait le commerce d’articles divers, de la restauration etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur premier prêt de groupe.
Diarra est un membre du groupe Tagne, debout avec une louche qui sert à enlever ses grillades de l’huile.
Elle compte utiliser son prêt pour acheter un sac de haricot et de l’huile. Elle se procure du sac de haricot au marché. Elle vend son beignet bien cuit au comptant à la maison et au marché et à une clientèle diverse.
Tandis que les autres membres du groupe Tagne comptent réaliser un bénéfice moyen de 50 000CFA chacune au cours de ce cycle Mme Diarra compte réaliser 60 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnel et augmenter son fond de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid