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Djidia Ii (Courrage) Group
In this Group: Minata , Ester , Naomi, Lidi
Djidia II is a group of women from Baramba who live in traditional larger families. They have an average age of 37 years, are married, and each have at least 5 children. This group of women is in the business of various articles such as the sale of rice, catering, etc. In order to increase their business, the members decided to partner with the loan program of Soro Yiriwaso. They are on their first group loan.

Ester is a member of the Djidia II group, pictured standing from left to right in the photo. She plans to use her loan to purchase a bag of rice and boxes of macaroni. She obtains these foods in Baramba. She sells her platters of cooked food for cash out of her home and at the market to a varied customer base.

While the other members of the Djidia II group hope to earn an average profit of 55,000 francs CFA each during their loan cycle, Ester hopes to earn 67,000 francs CFA. In addition to repaying the loan, the women will use a portion of their profits to take care of personal expenses and to increase their business funds.
View original language description ↓
Djidia II est un regroupement de femmes de Baramba qui vivent dans de grandes familles traditionnelles. Elles ont en moyenne 37 ans, sont mariées avec au moins 5 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels la vente de riz, de la restauration, etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur premier prêt de groupe.
Ester est un membre du groupe Djidia II, première debout de la gauche vers la droite.
Elle compte utiliser son prêt pour acheter un sac de riz des cartons de macaroni. Elle se procure de ces aliments à Baramba. Elle vend ses plats alimentaires bien cuits au comptant à la maison et au marché et à une clientèle diverse.
Tandis que les autres membres du groupe Djidia II comptent réaliser un bénéfice moyen de 55 000CFA chacune au cours de ce cycle Mme Ester compte réaliser 67 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnel et augmenter son fond de commerce.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 10
    View loans »
    Mali Loans Fundraising
  • $9,921,450
    Funds lent in using Kiva
  • 480.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djidia Ii (Courrage) Group's $625 loan helped a member to purchase ingredients for catering.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 20, 2013
Listed
Oct 24, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014