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Jamila is a happy and kind woman. She is married and has two children. She lives with her family in a small village. She and her husband try to work a lot in order to provide their children with everything necessary. Jamila is involved in buying and selling dairy products at a local market. Her husband and youngest son work as carpenters. Now Jamila is planning to marry off her son and is preparing everything necessary for this event. She is buying various things, consumer electronics, furniture and the like for young people. She ran into a problem of not having enough finances to buy bedding as a gift for her son and also national clothing for the bride. This is why Jamila came to Arvand and wishes to obtain a loan to purchase bedding and clothing. She thanks Arvand in advance for the financial support and hopes very much for a positive result.
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Чамила жизнерадостная и доброжелательная женщина. Она замужем и имеет двоих детей. Со своей семьёй она живёт в маленьком посёлке. С мужем она старается много работать, чтобы обеспечивать своих детей всем необходимым. Сама Чамила занимается купли продажей молочных продуктов на местном рынке. А её муж и младший сын работают плотниками. Сейчас Чамила собирается женить своего сына и занимается подготовкой всего необходимого для этого мероприятия. Она закупает разные вещи, бытовую технику, мебель и тому подобное для молодожён. Но она столкнулась с проблемой того, что ей не хватает сейчас финансов для того, чтобы закупить постельные принадлежности в подарок своему сыну, а также национальную одежду для невесты. Для этого Чамила обратилась в Арванд и желает получить кредит на покупку постельных принадлежностей и одежду. Она заранее благодарит Арванд за финансовую поддержку и очень надеется на положительный результат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 101
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Jamila to purchase bedding and clothing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 22, 2013
Currency Exchange Loss:
Jan 17, 2014