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Mirsalim is a cheerful man of 45 years old. He is married and has five children. He has a very close-knit family. They live in the countryside. To make ends meet, everyone in the family pitches in. Everyone is working as hard as they can. Mirsalim works as a handyman. From this type of work, he makes a good income. His sons also take on various jobs to help their father and to feed their large family.

The main source of income for Mirsalim is cattle raising. He breeds and sells cattle. His wife is helping him with this work. She takes care of cattle and sells the milk that they produce. Business of cattle raising provides a good and stable source of income. This is why Mirsalim wishes to expand his business. He needs to by a few more heads of cattle for raising and selling. To achieve this, Mirsalim applied to Arvand for a loan to purchase cattle. He is hoping that his business will successfully expand and will bring more profits that will satisfy all of his family's necessities. Mirsalim thanks Arvand in advance for their support.
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Мирсалим жизнерадостный мужчина в возрасте 45 лет. Он женат и имеет пятерых детей. У него очень дружная семья. Живут они в сельской местности. Чтобы иметь доход в семье, все члены семьи пытаются как-то зарабатывать деньги. Каждый трудится как может. Сам Мирсалим работает разнорабочим. От этой работы он получает средний доход. Его дети, сыновья также стараются подрабатывать, чтобы помогать своему отцу кормить их большую семью. Основным и стабильным бизнесом Мирсалима является животноводство. Он разводит и продаёт скот. В этом деле ему помогает жена. Она ухаживает за скотом, а также продаёт полученное от скота молоко. Бизнес животноводства приносит Мирсалиму хороший и стабильный доход. Поэтому он желает расширить этот бизнес. Ему необходимо купить ещё несколько голов скота для выращивания и дальнейшей продажи. Для этого Мирсалим обратился в Арванд и хочет получить кредит на покупку скота. Он надеется, что этот бизнес будет успешно расширяться и приносить больше прибыли, чтобы качественно удовлетворять нужды семьи. Мирсалим заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Mirsalim to buy cattle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 21, 2013
Currency Exchange Loss:
Mar 17, 2014