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Ángela Victoria
The 24 de Diciembre Communal Bank meets every fifteen days in Montecristi Canton, known for its rich pre-colonial cultural and for its handicrafts, which are renowned both nationally and internationally. This is also the place of the famous panama straw hat.

This is where Sra. Angela lives. She is 36 years old and married. She and her husband have four children who are 16, 14, 13 and 11 years of age. The oldest three are in secondary school and the youngest is in primary school. Her husband works on a fishing boat.

Doña Angela is a housewife who sells all kinds of clothing in order to earn her own income. She sells door to door and also has display cabinets in her home where she offers her wares. She works every weekend and allows her customers to buy on credit and collects from them every week. She purchases her merchandise in Guayaquil whenever she needs to. She has had this business for four years and started it with her first loan.

She will use this loan to purchase more merchandise, such as pants, blouses, T-shirts and children’s clothing. She has been a member of this communal bank for four years and she enjoys it because her colleagues are very responsible.

Her dream is to have her own boat.
View original language description ↓
EL Banco Comunal 24 De Diciembre se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.
En este lugar vive la señora Ángela, tiene 36 años de edad, está casada y de esta relación tienen cuatro hijos de 16, 14, 13 y 11 años de edad, los tres mayores estudian en colegio y el menor en escuela. Su esposo trabaja en un barco pesquero.
Doña Ángela es un ama de casa que para obtener sus propios recursos se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta aunque en su casa también tiene unas vitrinas en las cuales ofrece sus productos. Trabaja todos los fines de semana, deja a crédito a sus clientes y cobra cada semana. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene 4 años que se dedica a esta actividad la cual empezó con el primer crédito que recibió.
Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace 4 años y le gusta porque sus compañeras son muy responsables.
Su sueño es tener un barco propio.

About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,583,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Ángela Victoria to purchase pants, blouses, T-shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 23, 2013
Listed
Oct 20, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014