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Jessenia Monserrate
The "24 De Diciembre" [December 24th] Communal Bank meets once every two weeks in Montecristi Canton, known for its rich precolonial culture and its nationally and internationally recognized handicrafts, and home of the famous straw hats. This is where Jessenia lives. She is 25 and is married, and she and her husband have two kids aged eight and one, the older of which goes to school. Her husband is a cabinetmaker. Jessenia is a very good wife who wants to take out a loan for the family business. Her husband has a cabinet making business which supports the whole family. At his workshop he makes doors, beds, and all types of furniture. Jessenia's husband works filling orders from customers who know he does quality work and order furniture they need from him. One reason he always has work is that he does a good job, as well as because he is responsible, completing orders on time. There are days when Jessenia helps him so he can finish a job on time. He has had his workshop for seven years and thankfully has almost always had work. This loan will be used to buy wood for making furniture. Jessenia has been in the communal bank since its inception and she likes it because it allows her to contribute to household finances. Her dream is to provide the best for her kids.
View original language description ↓
EL Banco Comunal 24 De Diciembre se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.
En este lugar vive la señora Jessenia, tiene 25 años de edad está casada y de esta relación tienen dos hijos de 8 y 1 años, el mayor estudia en escuela. Su esposo es ebanista.
Doña Jessenia es una muy buena esposa que realiza el crédito para el negocio familiar, su esposo tiene un taller de ebanistería con el cual saca adelante a toda su familia, en su taller elabora puertas, camas y muebles de toda clase y modelos, el trabaja a base de pedidos de clientes particulares que saben del buen trabajo que realiza su marido y le piden que les realice sus obras, una de las cosas por cual a su esposo no le falta el trabajo es por el buen trabajo que realiza y por la responsabilidad ya que entrega lo que le pidan en el tiempo pactado, hay días que ella le ayuda para que el pueda cumplir en el tiempo correcto, el lleva 7 años con su taller y gracias a Dios casi nunca le falta trabajo.
Este crédito lo va emplear en comprar madera para elaborar los muebles. Está en el Banco Comunal desde el inicio y le gusta porque así ella puede contribuir en los gastos del hogar.
Su sueño es darles lo mejor a sus hijos.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Jessenia Monserrate to buy wood.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 23, 2013
Listed
Oct 20, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014