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Narcisa De Jesús
The “Siempre Unidas” communal bank meets every fifteen days in the cantón of Jipijapa, a cantón known by the name of the sultan of coffee because of the extensive plantations of coffee, which has incomparable flavor, and for its food and the warmth of its people.

This is where Naricisa lives. She is 56 years old and is married. From that marriage she has four children, three who are of age and one who is 15 years old and is studying in high school. All of her children live with her. Her husband doesn’t work because of health-related reasons.

Narcisa is a homemaker who, in order to obtain her own money and get ahead since her husband can’t work, works in commerce. She sells clothing via catalogues, household items, and Yanbal products (beauty products, cosmetics, perfumes, and women’s accessories). She works every day since she goes out to sell and also sells from her house, where she has some vitrines. She sells her products on credit and charges every eight days. She has been working in this activity for 15 years and it is going very well for her. What she sells most are perfumes and cosmetics, since they are very good.

This loan is to buy perfumes, lotions, cosmetics, and clothing. She has been in the communal bank for 14 years and she likes it because they grant her the loans.

Her dream is to have a boutique.
View original language description ↓
EL Banco Comunal Siempre Unidas se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.
En este lugar vive la señora Narcisa, tiene 56 años de edad, está casada y de esta relación tienen cuatro hijos, tres mayores de edad y uno de 15 años el cual estudian en colegio, todos sus hijos aun vive con ella. Su esposo no trabaja por motivos de salud.
Doña Narcisa es una ama de casa que para obtener sus propios recursos y con esto salir adelante ya que su esposo no puede trabajar se dedica al comercio, vende ropa por catalogo, artículos para el hogar por cartillas y productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos días ya que ella sale a recorrer y también vende en su casa donde tiene unas vitrinas, deja sus productos a crédito y cobra cada ocho días. Tiene 15 años que se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes y cosméticos ya que según dice son muy buenos.
Este crédito es para comprar perfumes, cremas, cosméticos y ropa. Lleva 14 años en el Banco Comunal y le gusta por la ayuda que le brindan los créditos.
Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $23,876,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Narcisa De Jesús to buy perfumes, lotions, cosmetics, and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 19, 2013
Listed
Oct 20, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014