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Familia Responsable  (Cuenca) Group
In this Group: Martha Sonia, Fabiola Del Rocio, Jessica Fabiola, Carmen Alexandra, Rosa María, Norma Carmita, Hipolito Andres, María Luzmila
The Familia Responsable [Responsible Family] credit group is composed of 7 female and 1 male partners who live in the Victoria del Portete parish in Cuenca, a place surrounded by the green fields of the meadows and crop fields of their town, which has a cold climate and and an architectural mix of colonial and modern. The partners are very charismatic and hard-working people. They work on different activities that give them the opportunity to improve the stability of their households. They hope that these microloans will help them improve their economic conditions and their businesses.

One of the partners of this group is Rosa, who is requesting her first loan together with her friends and Familia Responsable credit group partners. Rosa is 31 years old and a single mother with a 7 year old child, who studies in a school in the vicinity. She does not have an own home but lives in the home of her parents with whom she shares the expenses of the household. Rosa works as a domestic worker, something she has done since a young age, working from Monday until Friday. In her home she raises small animals, such as guinea pigs and chickens, and grows plants for their home consumption only.

She will use the money of the loan to buy chickens and guinea pigs. Her dream is to become a good professional. The small picture is of a partner who could not be present when the group picture was taken.
View original language description ↓
El grupo de crédito Familia Responsable está formada por 7 socias y 1 socio quienes viven por la parroquia Victoria del Portete en Cuenca, lugar que se encuentra rodeado de verdes campos provocados por su pastizales o por los cultivos de su población, su clima es frió y su arquitectura es una mezcla de lo colonial y lo moderno. Las socias son personas muy carismáticas y luchadoras, trabajan en diferentes actividades económicas las mismas que le dan la oportunidad de mejorar la estabilidad de sus hogares. Esperan que estos micros créditos les ayuden a mejorar su economía al igual que sus negocios.
Una de las socias de este grupo es la Señora. Rosa, se encuentra realizando su primer crédito a lado de sus amigas y compañera del grupo de crédito Familia Responsable.
La Señora. Rosa tiene 31 años de edad, es madre soltera de un hijo de 7 años que está estudiando en una escuelita de la localidad, no tiene casa propia por lo que vive en casa de sus padres con quienes comparte los gastos del hogar.
Doña Rosa labora como empleada domestica desde que tenía una corta edad y trabaja de lunes a viernes, en su casa se dedica a la crianza de animales pequeños como cuyes y pollos, también se dedica a la agricultura que es solo para el consumo de su hogar.
El dinero de su crédito va a invertir en la compra de pollos y cuyes.
Su sueño es que algún día su hijo llegue a ser un buen profesional.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Familia Responsable (Cuenca) Group's $3,550 loan helped a member to buy chickens and guinea pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2013
Listed
Oct 20, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014