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Emilio
Emilio is a 66-year-old man who lives in the city of Pucallpa with his wife and their six children. He is hardworking, enthusiastic, and dedicated to all his efforts to raise his family. Unfortunately, due to lack of financial resources and his need to begin work at a very young age, Emilio could not pursue a professional career.
On his own initiative, Emilio works in agriculture. He has a small plot on which he plants bananas and corn. He works everyday for about 8 hours and believes he is doing well for his dedication and efforts.
Emilio is very grateful to Kiva lenders and thanks them for their help to cover the costs of irrigation, fertilizer, and crop cultivation. He will continue to work and strive to achieve his dream of expanding his crops.
View original language description ↓
Emilio es un hombre de 66 años, vive en la ciudad de Pucallpa con su esposa y sus 6 hijos, el es muy trabajador, entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar desde muy joven, Emilio no pudo estudiar una carrera profesional.
Por iniciativa propia, Emilio se dedica a la agricultura, el tiene una pequeña parcela donde siembra plátano y maíz, en ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su dedicación y esfuerzo.
Emilio se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada cubrirá los gastos de de riego, abono y cosecha de su cultivo, así pues el seguirá trabajando y esforzándose para lograr su gran sueño de ampliar sus cultivos.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $725 helped Emilio to cover maintenance costs for his crops.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 20, 2013
Listed
Oct 20, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 10, 2015