On his own initiative, Emilio works in agriculture. He has a small plot on which he plants bananas and corn. He works everyday for about 8 hours and believes he is doing well for his dedication and efforts.
Emilio is very grateful to Kiva lenders and thanks them for their help to cover the costs of irrigation, fertilizer, and crop cultivation. He will continue to work and strive to achieve his dream of expanding his crops.
Por iniciativa propia, Emilio se dedica a la agricultura, el tiene una pequeña parcela donde siembra plátano y maíz, en ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su dedicación y esfuerzo.
Emilio se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada cubrirá los gastos de de riego, abono y cosecha de su cultivo, así pues el seguirá trabajando y esforzándose para lograr su gran sueño de ampliar sus cultivos.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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