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Sandra
Sandra is a very enterprising and hardworking 33 year old woman. She’s married and has an elementary school education, which she completed in with lots of effort and sacrifice and support from her parents, despite the difficulties of that time. She and her husband have five children in different elementary school grades. The family farms coffee. It was her parents who taught her this when she was young because this is a beneficial trade that has provided good benefits for the family for generations and she is thankful to God because it continues to do so. Her parents gave her part of the land that they work. They bought another part, located 2 km from their home. They travel there on an animal.

Sandra is asking for a loan, through the COMIXMUL cooperative so she can buy fertilizer, compost, and plant disease medication, for her coffee crops, to maintain and protect them and have a good harvest.

Her plans for the future are to expand her coffee plantation and produce more income that will help cover the cost of her children’s education, food, and other necessities of life.
View original language description ↓
Sandra es una mujer emprendedora y luchadora de 33 años de edad, casada con un grado de educación de primaria completo cursado con mucho esfuerzo y sacrificio apoyada por sus padres a pesar de las diferentes dificultades en ese tiempo. Junto a su pareja tienen 5 hijos los cuales están en diferentes grados de educación en la primaria y en familia se dedican a la agricultura en lo que es la siembra y cultivo de café. Fueron sus padres los que le enseñaron dicha actividad en su juventud ya que es un rubro beneficioso el cual ha traído muchas bendiciones para su familia por generaciones por lo que ella agradece a DIOS por hoy en día hacerlo y seguirse beneficiando del mismo rubro. La tierra que trabajan una parte fue herencia de sus padres y la otra parte fue comprada por medio de las ganancias en cosechas anteriores ubicadas a 2 kilómetros de distancia de su casa de habitación a la cual se trasladan en vestía.
Hoy en día Sandra ha solicitado a la cooperativa COMIXMUL un financiamiento para poder comprar fertilizantes, abono, plaguicidas para sus cultivos de café y darles el mantenimiento y protección necesaria para poder obtener una buena y provechosa cosecha.
Sus planes a futuro es tener una amplia plantación de café para de esa forma poder generar más ingresos que vendrán a ayudar para poder cubrir los estudios de sus hijos, sus alimentos entre otras necesidades que son necesarias atender para el desarrollo en la vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sandra to buy supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 11, 2013
Listed
Oct 20, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014