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Ruth
Ruth is 28, she lives in the city of Tarapoto with her husband and two children, in their own house. Ruth is a very hard-working and responsible woman. She owns a hardware store located in her own house. She has worked at this enterprise together with her husband for three years thanks to the effort and care that they exerted to bring this hardware store into existence. Like all businesses, at the beginning things were complicated - sales were low, there were not many customers - but now it is evident that she has a stable business.

She began searching to generate her own income in order to provide her children with a good quality of life and a better future. Ruth hopes that her business will continue growing and prospering with the passage of time.

This is her first loan with Kiva, for which she is very grateful, since this will give her the capital to better implement her hardware store. She promises to be punctual with the payment of her instalments and to attend the group's meetings. She will invest the money requested, 1000 nuevos soles, in the purchase of materials like nails, hammers, screwdrivers, etc. in order to stock her hardware store.
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Ruth tiene 28 años de edad, vive en la ciudad de Tarapoto junto a su esposo y a sus dos hijos, en su casa propia. Ruth es una mujer responsable y muy trabajadora, tiene una ferreteria, siendo su casa su propio centro de trabajo, hace mas de 3 años que viene dedicándose a esta actividad junto a su esposo, todo gracias al esfuerzo y esmero que pusieron para llevar a cabo esta ferretería, como todo negocio al principio se le complicaron las cosas, las ventas eran bajas, no tenia muchos clientes, pero ahora puede verse que tiene un negocio estable. Se inicio buscando generar sus propios ingresos para ofrecer a sus hijos una buena calidad de vida y un mejor futuro. Ruth espera que su negocio siga creciendo y prospere con el pasar del tiempo. Este es su primer crédito con Kiva, por lo cual esta muy agradecida, ya que le dara el capital para que implemente mas su ferretería, promete ser puntual con el pago de sus cuotas y asistir a las reuniones del grupo. El dinero solicitado de S/.1000 nuevos soles lo invertirá en la compra de materiales como clavos, martillos, desarmadores, entre otros, para surtir su ferreteria.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ruth to buy materials like nails, hammers, screwdrivers, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 9, 2013
Listed
Oct 19, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 3, 2015