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Carla Patrcia
Carla Patricia is an adult woman who is married with two young children. She is from one of the municipalities of Chinandega, a zone which is characterized by its commerce and is where one of the country's largest sugar factories is located. She sells general merchandise including a variety of styles of clothing for both children and adults such as purses, pants and shoes; cosmetics and shampoo; and other nicknacks. She sells from home or by foot, in which case she leaves very early from her home to distribute merchandise to her customers. She makes her purchases with cash at various markets and sells for either cash or credit both to returning and one-time customers. Because she sells most of her merchandise by credit she has a very high turnover of goods.

One of Carla Patricia's dreams is to finish construction on her home, which will give her children a dignified place to live. The purpose of this loan is to invest in working capital and stock her business with merchandise so that in the not-so-distant future she may increase her earnings.
View original language description ↓
Carla Patricia mayor de edad casada con dos hijos menores de edad, originaria de uno de los municipios de Chinandega zona que se caracteriza por el comercio, y donde existe uno de los ingenios mas grande del país, ella se dedica a la venta de mercadería en general como: variedades estilos de ropa tanto para niños como adultos bolsos, pantalones, chineria, cosméticos, shampoo, zapatos entre otros, sus compras las realiza al contado en diferentes mercados, sus ventas son al contado y al crédito a clientes fijos y eventuales su forma de trabajo es ambulante y en su domicilio, ella desde muy temprano sale de su hogar a distribuir su mercadería a sus clientes, la mayor parte de su mercadearía se encuentra en cuentas por cobrar ya que casi no mantiene mercadería en su negocio, uno de sus sueños es poder terminar de construir su vivienda brindando un techo digno donde vivir a sus hijos, El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de mercadería para que en un futuro no muy lejano pueda obtener mejores ingresos.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,034,300
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Carla Patrcia to purchase merchandise such as: clothing for adults and children, shoes, cosmetics and other nicknacks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2013
Oct 19, 2013
Currency Exchange Loss:
May 17, 2014