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Estefania Jeanmillette
Estefanía is 18 years old and lives with her family. She is a very hardworking, responsible, and enterprising young woman who sells men's and women's clothing in the community market. She has many customers because she offers good quality items at low prices. She has a humble home and wants to make improvements to her room, currently covered with plastic and it is not secure when it rains. She is asking for a loan through FUSAI so she can buy galvanized metal, nails, and lumber to change the walls in her home.
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Estefanía de 18 años de edad habita en casa familiar junto a su familia. Es una joven muy trabajadora, responsable y emprendedora. Se dedica al comercio de ropa para dama y caballero. La venta la realiza en el mercado de su comunidad y cuenta con muchos clientes que cada día la prefieren más por ofrecer productos de buena calidad y a bajos precios. Su casa de habitación es muy humilde. Tiene el deseo de mejorar las condiciones de su cuarto el cual está cubierto por plástico y es muy inseguro cuando llueve. Solicita este crédito a FUSAI para invertir en la compra de lámina galvanizada, clavos y madera para cambiar las paredes de su habitación.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 607
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Estefania Jeanmillette to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 19, 2013
Currency Exchange Loss:
Nov 17, 2013