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Nekruz lives with his parents and brother in the Hamadoni region of Tajikistan. He is 24 years old, and his parents do not work. For 6 years, he and his brother have been selling household goods and other everyday supplies at a local market. They run their business from a stall, selling lamps, combs, rubber bands, kitchenware, toothpaste, napkins, batteries, children's toys, appliances, dolls, and a lot of other things to boot. They mostly sell lanterns of various sizes and brightness levels, as well as candles; many villages and towns where they live have limited electricity at night, so light sources tend to be popular items.

Nekruz has yet to go to university as he's had to support his family through working his market stall. At the moment, he is in need of a loan to buy some new household goods and other day-to-day items to supply his business, including lanterns and candles. As such, he is eagerly awaiting your help!
View original language description ↓
Некруз живет с родителями и с братом в районе Хамадони. Его родители не работают. Ему 24 года. Он в течение 6 лет продает хозяйственные товары и бытовые принадлежности на рынке района. Некрузу помогает его брат. Некруз размещает свои товары на прилавке. Он продает светильники, расчески, резиновую ленту, посуду, зубную пасту, салфетки, батарейки, детские игрушки, машинки, куклы и многое другое. Большую часть его товара занимает фонари разных размеров и уровня свечения, и свечи. Поскольку во многих селах и деревнях зимой подают электричество с лимитом, поэтому световые приборы являются ходовым товаром.
Некруз чтобы обеспечивать семью не получил образование и пошел работать на рынок. На сегодняшний день Некруз нуждается в кредите, чтобы купить новый ассортимент хозяйственных товаров и бытовых принадлежностей, в том числе фонариков и свечей. Некруз ждет Вашей помощи!

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $29,704,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Nekruz buy a variety of new household goods and other everyday items to expand his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 1, 2013
Oct 21, 2013
Currency Exchange Loss:
Sep 17, 2014