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Horn, aged 55, is a fisherman working along the Tonle Sap River and also a farmer, growing rice and lotus. He has been operating in these businesses for nearly 23 years, making an income approximately USD 8.00 per day, which he uses for daily food and other home expenses. He is married and a loving father of three children, two of whom are still depend on his current income.

As it is his second loan cycle, Horn will use it to invest into both farming and fishing business. He will buy fertilizers and seeds to apply to his crops. And he will also purchase fishing nets and gasoline for his boat. He is expecting a boost in his earnings and dreams of expanding his family-owned businesses. He is very thankful to lenders for financial support.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 252
    View loans »
    Cambodia Loans Fundraising
  • $37,497,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Horn to buy fertilizers and seeds to apply to his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Oct 25, 2013
Currency Exchange Loss:
Oct 17, 2014