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Ramazon is a responsible and respectable man. He is married with 4 children and lives with his family in a village in the countryside. Everyone in his family loves to work hard and does their best to avoid being idle. Ramazon himself works as a waterer on a dehkan farm, while his wife buys and sells dairy products. His daughter is a seamstress who works from home, sewing clothes to order, and his son is a migrant worker in Russia, earning good money and sending some of it back to his parents each month to help with their living expenses.

Ramazon also raises livestock for a living, selling their meat and milk at a local market. For 2 years already, he has been using Arvand to secure loans for his business. Now, once again, he is requesting a loan to buy livestock, and would like to thank Arvand in advance for their financial assistance.
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Рамазон ответственный и порядочный мужчина. Он женат и имеет четверых детей. Со своей семьёй Рамазон живёт в сельском посёлке. Сам он работает поливальщиком в дехканском хозяйстве. Вся его семья любит трудиться и не сидеть без дела. Жена Рамазона занимается купля продажей молочных продуктов, дочь портниха, работает на дому, шьёт на заказ одежду. Сын Рамазона находится на заработках в России, и получает там хороший доход, который ежемесячно присылает своим родителям на пропитание. Рамазон также выращивает скот, а потом продаёт мясо и молоко, полученное от этого скота на местном рынке. Вот уже как 2 года Рамазон сотрудничает с Арванд, он брал кредит на расширение своего бизнеса. Сейчас в очередной раз Рамазон обратился в Арванд и хочет получить кредит, чтобы закупить несколько голов скота для дальнейшего выращивания и продажи. Он заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 169
    View loans »
    Tajikistan Loans Fundraising
  • $29,362,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Ramazon purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 20, 2013
Currency Exchange Loss:
Oct 17, 2014