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Sari Mertha Group
In this Group: Ni Luh Sukarti, Dewa Ayu Kade Widarn, Ni Luh Sri Ayu Widia, Ni Luh Arni, Ni Komang Arini, Ni Putu Widarti, Ni Komang Erni, Ni Luh Eka Diantari, Ni Ayu Kade Kanten, Ni Ketut Sunantri, Ni Jero Made Sari, Ni Putu Sudantri, Ni Ketut Senti, Gusti Ayu Kade Anggr, Ni Komang Arsi
View original language description ↓
Live in a village and work as farmer is not an easy way. One should work very hard, with uncertain result. To increase their income, some farmers choose to breed cattle. The activity is also done by several house wives in Dsn. Sari Kuning, Tukadaya Village, West Bali. They do the business in a group with 15 members. The group is managed by 3 committees whose responsible to coordinate the members in running the business. All the members do the same business: to breed pigs.


Doing the business in a group, let them to earn capital easier, and within the group they are able to help each other. The loan from KIVA through DINARI, which is IDR 1,000,000 for each member, will be deployed to purchase high quality fodder and piglets for a period (6 months). The additional capital and assistance from DINARI, are expected to be able to increase the business. All of the members are sure that their income will increase, that they will be able to improve their family's economic condition.

Translated form Indonesian by Hestyana DK, Kiva volunteer.


Hidup di desa dan bekerja sebagai petani ternyata tidak mudah, butuh kerja keras namun terkadang hasilnya tidak makssimal. Untuk menambah penghasilan mereka ada beberapa petani yang memilih untuk beternak. Hal ini juga dilakukan oleh sekelompok ibu-ibu yang berada di Dsn. Sari Kuning, Ds. Tukadaya, Bali Barat. Kelompok ini terdiri dari 15 anggota dan memiliki 3 orang pengurus yang bertanggung jawab untuk mengkoordinir kelompok tersebut dalam menjalankan usaha mereka. Semua anggota kelompok memiliki usaha yang sama yaitu sebagai peternak babi.
Keunggulan dari usaha beternak secara berkelompok adalah memudahkan mereka dalam mendapatkan modal usaha serta mereka saling menbantu dalam menjalankan usaha ternak mereka. Pinjaman yang diperoleh dari KIVA melalui DINARI sebesar Rp. 1.000.000,- per anggota dipergunakan sebagai tambahan modal usaha yaitu untuk membeli pakan yang berkualitas dan membeli bibit yang akan dipelihara selama satu kali periode pemeliharaan (6 bulan).
Dengan mendapat tambahan modal serta pendampingan dari DINARI kelompok ini mulai mengalami peningkatan dalam usaha dan mereka sangat yakin akan mendapatkan hasil yang lebih baik sehingga ekonomi keluarga merekapun bisa lebih baik dari sekarang.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $4,458
    Average annual income
  • 60
    View loans »
    Indonesia Loans Fundraising
  • $4,491,425
    Funds lent in using Kiva
  • 9,229.3
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sari Mertha Group's $1,650 loan helped a member to purchase fodder and high quality piglets Membeli.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 13, 2008
Listed
Aug 30, 2008
Currency Exchange Loss:
Covered
Ended:
Mar 18, 2009