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Jypar is 49 years old, married, and together with her husband is bringing up three children. Jypar has a high school education. She works as a cleaner in a local school. As a source of additional income for her family, Jypar is engaged in raising livestock, having started eight years ago with the purchase of livestock for 20,000 som KGS. Thanks to her hard work, Jypar today has on her homestead: one dairy cow, and also has an allotment of land measuring 0.28 hectares, on which she grows perennial grasses. Monthly incomes consists of 4,000 som (KGS).

With the aim of further developing her homestead, Jypar turned to the microfinance bank Bai-Tushum and Partners for a loan of 30,000 som (KGS) to buy a cow to increase her livestock count.

Jypar plans to invest income from the loan to further increase her quantity of domestic animals, and plans to save money for home repairs.
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Жыпар 49 лет, замужем, вместе с супругом воспитывают 3 детей. У Жыпар - среднее образование, работает техничкой в местной школе. В качестве дополнительного дохода для своей семьи Жыпар занимается животноводством, стартовав 8 лет назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Жыпар, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, также имеет земельный надел мерою 0,28 ГА, на котором выращивает многолетние травы. Ежемесячный доход составляет 4,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жыпар обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку корову для увеличения поголовья скота. Доходы от кредита Жыпар планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Jypar to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2013
Oct 19, 2013
Currency Exchange Loss:
Nov 17, 2014